A Guide to Prepaid Funerals: Plans, Costs, And How to Get Started

Setting aside money to take care of any expected major expense is a smart thing to do, and a funeral is no different. The key is to understand the options available to you.

What is a Prepaid Funeral?

A prepaid funeral service is a set of cremation or burial arrangements made with our funeral home, as detailed as you desire, that have been paid before their time of need. There are different ways to do this, depending on your preferences and financial concerns.

More and more people are preplanning their funerals to spare their loved ones from having to make decisions and experience financial stress while grieving. And when you make your own arrangements, it can also save you money because you can specify the type of service you want.

What Expenses Does a Prepaid Funeral Typically Cover?

A prepaid cremation or burial plan is customized to include the services and goods you want for your funeral. For instance, you can include the funeral services, casket, flowers, merchandise, transportation and anything else you require.

Talk to Your Family About Your Funeral Plan.

Loved ones may put a lot of time into planning and prepaying their cremation or funeral but fail to complete the most important step: informing their family members. Sometimes they include the details in their will, but family members don’t typically read the will until after the service.

Either circumstance means that, despite your best attempt to help your loved ones get through a tough time, they will make arrangements and pay for them without knowing you’ve already taken care of the details. Regardless of how you choose to prepay for a cremation or burial, be sure your family members know about the arrangements and have copies of all the important papers.

How Newcomer Can Help.

Newcomer’s Advance Cremation and Burial Plan includes affordable payment options and access to family support with our team of professionals and aftercare resources. With your completed Helpful Guide for My Loved Ones, our Family Service Associate will ensure the funeral director – as well as a family member or friend – receives your burial or cremation plan when the time comes.

Still have questions? Our Family Service Associates can walk you through the process. You’ll be amazed at how easy it is to organize important documents and final requests, giving your family a clear plan to follow.

Contact us to preplan today.

Newcomer Funeral Home building in Toledo, Ohio
September 15, 2026
The story of Newcomer Funeral Homes in Toledo, Ohio - the place where families save hundreds, even thousands of dollars on high-quality cremations and funerals.
September 15, 2026
At Newcomer, we provide affordable cremation services for Toledo families, and your loved one's personal identity will be maintained every step of the way.
By duda September 10, 2026
A practical, step-by-step guide walking families through what to do immediately after a death, from the first hours through funeral planning and the estate tasks that follow.
By Funeral Home July 23, 2026
A practical checklist of essential end-of-life legal, financial, and final wishes documents every family should organize to bring peace of mind.
More Posts »

More Resources & Support